Thanks very much, Ms. Deans.
Before I turn to our last witnesses, I will just give committee members the lineup for the first round of questions. It will be Mr. Vis, followed by Mr. Fragiskatos, Mr. Ste-Marie and Mr. Julian.
From Habitat for Humanity, Halton-Mississauga Dufferin, we have Michael Brush, who is the interim CEO.
Michael, I understand you had a bit of a jogging accident very recently. Thanks for being here just the same.
The floor is yours.