First of all, thank you for the question. It is a pleasure being here.
At this point, as you know, we're waiting to find out if we're going to come out of the lockdown. This lockdown has created major issues, because a lot of businesses have not been able to operate at all. For example, there is no such thing as curbside pickup for a hair salon.
Even when they start, when these people are finally able to operate, they have back rent that they have to pay. They have their staff that they have to pay. They have all sorts of bills already accumulated. We originally had considered that we would be out of the woods maybe in March, but it has now continued to drag on. We should be prepared to look at this for at least until the end of the year in order to give them time to be able to pay their debts without getting into further obligations.