Thank you, Mr. Chair.
My thanks to all the witnesses for their presentations and their comments this afternoon.
Mr. Côté, I would first like to go back to Mr. Kelly's question. As we know, one of the funding programs for small businesses in Canada helps to obtain loans from financial institutions. I am sure that some of your members can use that program.
First, how does that program help the retailers you represent?
Second, in your opinion, how will the improved program be better for the retailers?