Thank you, Mr. Chair.
Ms. Cardona, thank you for your testimony, which was very poignant. Let's hope the situation changes.
Good afternoon to all the witnesses. My thanks to them for joining us today.
My questions are for Mr. Côté.
Mr. Côté, thank you for your presentation, which was very clear. First, I would like to come back to the interchange fees imposed on retailers by the credit card companies. This rate is 0.5% in Europe, whereas it is 1.4% and can even reach 2.5% here in Canada.
You are asking the government to take action in that area. Is that correct?