In terms of the protection of information and data, the general legal framework in Canada that provides protections for the privacy of data, PIPEDA, would continue to apply in this respect. There's nothing in the RPAA that would diminish those protections.
With regard to the coverage of cryptocurrencies, the RPAA would provide the government with authority to include coverage of cryptocurrencies or virtual currencies to the extent that they are used to make retail payments. To date, virtual currencies are not readily available in the retail payments marketplace. If and when they are, this act would give us the authority and scope to include them, as required.