Thank you, Mr. Chair.
Good afternoon, everyone.
Thank you, Ms. O'Brien, for your presentation.
I have a few questions for you. There seems to be an imbalance in this bill between the protection provided for transactions conducted through fintech companies and the protection provided at the federal level for transactions conducted through banks. I believe that the minister confirmed that she intended to eliminate this imbalance through regulations. Do you think that this is the case? Also, why go to such lengths to regulate instead of including provisions in the act?
I'll have more questions afterwards.