That's correct. The specific model has not yet been determined.
I would just reinforce that we will consult with all of the reporting entities in advance of proposing a specific set of regulations. While I can't speak to where that discussion will land—that ultimately will be a decision by the Governor in Council—I think it's reasonable to expect that the large proportion of the costs under this cost recovery scheme would go to the bigger users. These are the entities that have the greatest volume of transactions. They are typically quite large institutions and typically large financial institutions.