I would say a fair amount. Over the last several years the program has undertaken a statutory review. The last review period ended last year and there was a fairly elaborate review undertaken. That was informed by discussions with not only lenders but also borrowers. There were awareness and satisfaction surveys done with the lenders and with the borrowers as well. Those discussions and consultations that have been had with the lenders and the borrowers informed the comprehensive review report. That report had a number of recommendations and was tabled in the House of Commons and in the Senate this past fall, so that's public information.
Many of these recommendations that are being proposed through budget 2021 had already been vetted through the financial institutions. That being said, the line of credit facility, to your point, is new and we are in active discussions right now with financial institutions to frame this up in such a way that it's going to be useful for the financial institutions to use, but also so that it is affordable and meets the needs of small business borrowers as well.