Yes.
It's true that there has for a long time been talk about high debt levels among certain stakeholders, both businesses and households, not only in Canada, but internationally as well. I can't speak about the solvency of the provinces individually. That question would have to go to someone else.
One way of understanding the financial markets' standpoint on risk is to look at risk premiums when provinces issue bonds. When we launched our program, it was very low, but the goal was to find a way of improving market performance. It was not intended to finance the provinces, but it worked for them. For Ontario and Quebec, the risk premium went to 120 basis points, which is nevertheless quite high. Today, it stands at half that figure. Risk premiums have dropped in all provinces.
Because the market is working better, we are no longer required to perform the same role that we did in the spring.