Thank you, Mr. Chair.
It's a great discussion today. It's nice when we've had a bit of consistency in theme, but also, I think, we've had the opportunity for all of our witnesses to present.
I wanted to follow up on my colleague Mr. Blaikie's conversation with Mr. Rabidoux.
On the mortgage fraud issue, would it surprise you to understand that the CRA today is blocking third parties from verifying income when they already have consent from the borrower and a request from the lender to verify the income?