Yes, this is a frustration. I don't understand that.
I know the basic premise is that this is on privacy grounds, but that frankly does not make sense, because borrowers have already given the financial information to the lenders, and all that the lenders are looking for is a yes/no verification of the stated line 15000 income on the notice of assessment.
There is no privacy issue here. This is a pretty simple API that can be designed. We can debate the magnitude of the problem, but there's clearly a problem, and it's one that has a very simple solution. I don't understand why we're not pursuing that.