That's how life goes. It's not my fault.
The solutions at that time were very stipulative. You had to do this. You had to do that. They were things like this. Now we're in a much more fluid world. I don't think we should go back to the strict stipulations.
One way of doing that—and I think it can all be done by regulations—is to introduce a concept of reserves. If you invest in an Indonesian bank, it's more risky—