Thank you.
You've also talked in the past about some of the potential consequences, which could be mortgage defaults, going forward. We saw from the time that the finance minister pronounced that they had won the battle with inflation that it actually increased by 43%. Of course, if inflation continues to go up, the Bank of Canada may be forced to increase interest rates, which will drive up mortgage costs.
With the static mortgages, the potential increase in interest rates, the overall increasing of inflation and the cost and the lack of supply coming onto the market, with the increased demand that you've talked about, could you see perhaps a scenario in which mortgage defaults increased dramatically in the next, say, 12 to 24 months?