Thank you, MP Hallan.
I'll start, and then I'm going to share this one with my colleague Romit.
Housing affordability is a top issue and, as an industry representative today, we want to make sure that we're very clear. There are a number of cross-purpose policy and implementation challenges we've experienced that look like they will drive costs up for the end consumer.
Financing housing is the essential part of turning the idea of home ownership into there being a home to own. We're very hopeful that, in fact, the government will form the round table to make sure that it can keep pace with the changes that are being made and implemented right now relating to mortgages and other housing policy measures, and to ensure that they understand the marketplace.
I'll invite Romit to add a couple of additional comments.
Thank you.