Thank you so much, Mr. Chair.
I'm just going to finish off with that, because I think there seems to be an implication that in 2018, a report came out and all of a sudden now we're in a worse crisis situation because the Government of Canada didn't listen to that 2018 report. I do not believe that is true.
Can you confirm that the housing crisis we have today is one of inaction for probably about 20 to 30 years from all levels of government, which is how we've reached the situation today? Would you agree with that, Mr. Dugan and Mr. ab Iorwerth?