There's another thing that I want to ask you about.
We are here at the finance committee of the House of Commons, and you are representatives of.... You work within the federal government. I used to be a member of the provincial parliament in Ontario. I know that when I served as a member of the provincial parliament, there were a number of initiatives related to housing, whether they were rules around development and growth plans or whether they were rules imposed on municipalities around development, etc. There were a whole series of things. There were incentives to build homes and all those sorts of things. Therefore housing is, in my opinion, largely the jurisdiction of the provinces and the municipalities, because they make the decisions—whether they're in terms of regulations or incentives, etc.—that really impact how many homes are being built.
I guess I have a two-part question, and I think I have about 60 seconds left. Is my statement correct that municipalities and provinces have the most significant impact on the number of homes that we can build across Canada in the coming years to help us address that supply gap? If so, what can they do to help ensure that we build more homes so that homes can be more affordable for Canadians?
I think I have about 60 seconds.