Thank you, Mr. Chair.
Mr. Boyd, you spoke well about food inflation and the increased costs there, but could I get you to elaborate a bit more on some of the stats or, as you say, stories on housing costs?
We know that housing prices have doubled in the country. Mortgages have doubled, and rents have doubled as well. Again, that is a percentage of a family's or a household's income and the pressure it is facing. I know a lot of the stats say that ideally 30% of someone's income is for housing and shelter, and we're seeing now in many cases or regions that being doubled, so that people are spending 60%, 70% or more.
Can you talk about that from what you've seen here in the region and perhaps give us some context for that while we're here?