Thank you very much for the question.
We joined CFIB, Restaurants Canada, TIAC and 250 other organizations, basically, to try to move the repayment time on these loans.
The food and beverage industry I think is perhaps the hardest hit of the hardest hit. What I'm actually hearing from many of our operators is that they're going to have to stop operating in order to stay whole. In other words, when the revenue shuts off, there are no margins now to stay open and hope they pick up a little business. It's better to close and then reopen. You're going to create more seasonal businesses. The real impact of it, and not only in rural Newfoundland and Labrador—it's happening in this city—is that it's going to be hard to get a place to eat. It's going to be hard for people to enjoy half the reason they come.
It's really having an impact. It's causing people to really consider their business opportunities and their business models.