Yes, absolutely. I really appreciate your answer. Thank you.
My next question is for Ms. Callahan.
Here again, there are a lot of important considerations. The new horizons for seniors program is basically open one week in the summer, when people tend to be on vacation. It involves considerable red tape. That has to change so that seniors can benefit from these initiatives.
I'd like to discuss two things.
The first is reforming the tax rules for seniors who decide to go back to work one or two days a week. We hear a lot from organizations like yours that, because of federal tax rules, seniors' benefits are clawed back when they go back to work. The government gains nothing, and the rules deter seniors who want to from going back to work when they can.
The second thing I'd like you to comment on relates to seniors who can't work. We are glad the government increased old age security benefits, but it did so only for those aged 75 and over. Seniors between the ages of 65 and 74 were left out in the cold.
What do you have to say about that?