Thank you.
I'm going to turn to Ms. Walsh.
One of the roles I have is to be the NDP critic for emergency preparedness and climate resilience. You touched on that in your presentation, and we all know that the cost of climate change is great right now and it's going to be increasing, with a lot of those costs falling on municipalities and individuals. We know, a year after Fiona, that people in Port aux Basques have nothing because they didn't get anything from insurance.
The question is how municipalities are going to prepare for the future and not just react to these emergencies and catastrophes across the country. You mentioned Harbour Main and what it faces. I have communities in my riding that are facing costs, after fires and floods, that are double or triple their annual budgets. We have to fix that whole funding formula, which asks too much of them in many cases.
Could you spend some time talking about that?