In regard to building new social housing, I know that having operating funding in place for social housing is important. We've also heard others say that low-interest loans for financing that are below market levels might create financial space to offer either affordable rents or social rents.
What do you think about the kind of mix of those solutions, such as trying to provide some of that subsidy up front on the capital side in order to reduce the operating costs of the project over time, versus having an operating agreement in place that would continue to roll out funds over time? Is one better or worse? Does it depend on the project? Are there some examples of success recently under the national housing strategy you could point to in the Winnipeg context that would light the way forward?