Switching topics, but in the same vein, I don't think many Canadians understand this. Perhaps you can help explain this to Canadians.
I think most Canadians believe that when they use their Interac card or their credit card, it's in real time, that it's instantaneous. It's actually not, to my understanding. To use a colloquialism, it's a little bit like a duct-taped system, just to make those payments go through. Not only is that system weak and potentially vulnerable, it's also holding us back with respect to developing as an economy.
Is that true?