I don't have a number to share. In our submission, we referenced the impact on cash flow for businesses. I believe that in 2019 a report by Deloitte in the U.K. found that 63% of businesses hold back capital to mitigate challenges with cash flow, when really, if they were able to count on real-time payments, they could deploy that capital in other ways. Therefore, I think the cost is significant, and I think it spans across individuals, families, small businesses, large businesses, governments at all levels and government agencies.
On November 2nd, 2023. See this statement in context.