That's a fairly difficult question, Julie.
The housing benefit could really use some rework and redesign. In addition to building affordable housing, portable housing benefits can be very useful to stack on affordability as people need it, because presumably and hopefully many people don't need the full deeply affordable housing all the time.
The housing benefit really did need to be redesigned. It had some things in it, like you had to disclose your income and income source to your landlord. That's a privacy violation, and it leads to all sorts of perverse consequences. There are a number of things in there that could be done. Not enough of the housing benefit funding was allocated.
Those are the kinds of things that can get people off the street into some housing. Then, as they progress, get more stable in their lives and get the care they might need for their mental health issues and substance use issues—although not all homeless have that—they maybe won't need those deeper subsidies, which can then be used for other people.
There is a role for portable housing benefits. That's probably what I would answer to that.