Thank you for your answer.
My next questions will be general, and they'll be for Ms. Toor and Mr. Butler.
We, of course, are undertaking a study with respect to the housing market. You will have a particularly good insight, I would think, or a good sightline into what the housing market looks like right now.
I'll start with you, Ms. Toor, and then maybe go to you, Mr. Butler. Could you give me an overview of what you see in the housing market right now?