That's great. I see that everybody is in agreement. That's fabulous.
Now we'll go on to our witnesses.
With us today, we have, as witnesses, from Butler Mortgage Inc., mortgage broker and probably the owner or principal of Butler Mortgage, Mr. Ron Butler; from Markee Developments, a partner there, Ms. Jennifer Keesmaat; from Mortgage Professionals Canada, the director of public affairs, Ms. Jasmine Toor; from The Shift, Leilani Farha, global director, via video conference; from the Union des municipalités du Québec, Ms. Valérie Fortin, policy adviser, and Ms. Catherine Fournier, chair of the housing committee; and from West Neighbourhood House, the executive director, Ms. Maureen Fair.
Welcome.
With that, we're going to have the witnesses give us their opening statements.
We'll start with Butler Mortgage and Mr. Butler, please, for five minutes.