Thank you, Mr. Chair.
It's a pleasure to have such great witnesses here today.
I'm going to start with you, Ms. Livingstone. I wanted to talk to you a bit about the challenges that certainly the City of London has, but also, we just had a report out today that, here in Toronto, one in 10 Torontonians has to use the food bank. They've said that they are a city in crisis. There are significant words and real challenges there.
We are looking at a couple of issues that are driving that. Of course, we have the most vulnerable and what you've talked about, but this is affecting even middle-class Canadians, who now have to go to food banks. Increasingly, there are numbers of educated people who have jobs and who have to use food banks. I'm wondering if you could talk a bit about the impact of inflation both on helping the most vulnerable and on how it's hurting the most vulnerable.