We experienced it last year or earlier this year, I should say, when interest rates dropped from the fives and sixes into the fours, and there was a sudden burst of activity in the housing market. Purchases started happening.
It's going to be a little different this time. If you read the economic tea leaves and if this really is a recession that we're entering into in a meaningful way, people won't be quite as eager once mortgage rates drop if they're concerned about the future of their employment. We may not see as big a burst of activity, but we may get one.