We're back, everybody.
We are with the second panel for our pre-budget consultations. For those who weren't here earlier, I explained that we are crossing the country. We started in the Atlantic. We did every province. Yesterday, we were in Quebec City, Quebec. Today we're here in Toronto, the capital of Ontario, and we'll be making our way across the country all the way to Vancouver and back. That will conclude the testimony we will hear for this study.
Some of the witnesses we have as we cross the country.... The analysts will be capturing all of that information. We have many people who make this committee happen. Our clerk, of course, is Alexandre Roger, and we have our technicians and interpreters. Our technicians and interpreters want to make sure everybody has their devices. English is on channel 2 and French is on channel 1, for your information.
Now we are going to introduce our witnesses.
From the Canadian Bankers Association, we have Alex Ciappara, vice-president and head economist, financial stability and banking policy. From the Canadian Federation of Independent Business, we have Corinne Pohlmann, executive vice-president, advocacy. From Inclusion Canada, we have Jeff Ferguson, executive director, knowledge mobilization and transformation. From MaRS Discovery District, we have Krista Jones, chief delivery officer, ventures and ecosystems group. From the Toronto Region Board of Trade, we have Reid McKay, policy director. From the Université de l'Ontario français, we have Pierre Ouellette, president.
We will start with an opening statement from the Canadian Bankers Association for five minutes.