I think we know that one of the risks people face by having their prescription drug coverage tied to their employment is that they can end up with gaps in employment. If they change jobs, even if they're fortunate enough to go right into another job, or if they might be laid off for a period of time, there's usually a certain amount of time that they have to spend paying into the plan before they're eligible for benefits. Can you speak to the virtues of a fully portable prescription drug plan?
