Thanks again.
With regard to your first question, I think I would let the policy-makers who are going to come after speculate as to whether or not it's too soon. At Statistics Canada we try not to get into that kind of forecasting.
In terms of a household, and the house itself as an investment, absolutely. There is no question about it. That's why you see some of the accounts we've put out, which show that the wealth actually has increased because the value of the house has obviously gone up. In many cases, the mortgage costs have come down overall, 8.5% year over year.
You are seeing...and of course, those that—