I appreciated your earlier comments that some of these costs are landing on new homeowners and not on regular homeowners. The issue is that the new homeowners and those who now can't afford new homes because of the rocketing prices for housing in Canada are going to be hugely affected by any change in interest rates going forward. A correction is going to be on the horizon.
By measuring inflation and actually putting a proper inflation number on the table, a more indicative inflation number, much like they do in the United States.... In the United States, housing prices have not gone up nearly much as Canada's housing prices, yet their actual inflation rate, their CPI rate, is at 7%. Somehow the way we're measuring in Canada has us at 4.7%, significantly lower than in the U.S., yet it is not indicative of what our shelter costs are in Canada. We're still trying to come to grips with that. I haven't heard yet how you are reconciling that. Can you provide more illumination?