Okay.
What we do in housing with the CPI is that we're measuring the price of consumption. CREA does excellent work. They're experts in their field. They do a super job, but they're measuring the value of the house as an asset. Like most other OECD countries, we don't include the entire value of that asset in the CPI because the CPI is an index of consumption, not of the growth of that asset. That is why we break down the cost of housing the way that we do.
There's no question that for people to get into the housing market, they're facing much higher costs than they have in the past. If I were to take the counterfactual and take a look at a house—