Thank you, Mr. Chair.
Thank you, all of you, for your opening statements. It has been really important that we do this. Normally, the finance committee meets in Ottawa, but we've been travelling across the country and hearing from stakeholders all over Canada. It's been very helpful in informing us as to how to proceed.
By the way, I'm Marty Morantz, member of Parliament for Charleswood—St. James—Assiniboia—Headingley, in Winnipeg.
Ms. Mitchell, I wanted to ask you a number of things, but let's start with the CEBA loan. One of the things that I thought was curious about the way the government handled the CEBA loan was that they extended the deadline for repayment to the end of December 2024, but said that, if you don't repay it before January 18, you lose the forgivable portion of the loan. Did that cause any confusion among your members?