I appreciate that. Thank you very much.
Population growth and government spending, I note, aren't appearing as risks to your projections. I think Canadians are curious as to whether policy-makers are thinking about these things. I'll explore this with you at another date.
Is the senior advisory committee functioning well? There's not a lot of transparency. The bank is not talking about these items in public. Have you been able to raise these items behind closed doors, appropriately, to flag vulnerabilities for the government?