Thank you.
My next question is around wages and productivity. It's a question I often ask you.
Wages, as we know, have been going up. Wages going up, as you indicated, is not a problem if productivity also increases. I believe what's happening, however, is that wages have been going up—which I've been happy to see, because I think they've been stagnating for too long—but, as you've been articulating, productivity has not been going up.
How is it that productivity can be increased without increasing business investment, which interest rates are trying to discourage right now? Hopefully, you have an answer to this. I'm not sure whether you have policy prescriptives, but could you answer this question? How can productivity be improved if monetary policy is trying to discourage business investment?