We're not housing policy experts. I can't really add much more to what I said before. Policies—and you mentioned a couple—on things that improve supply will be particularly helpful in the current situation. Yes, I think to some extent those would provide for speeding up of permitting, taking some of the uncertainty out of the process and making it more predictable.
The other thing we've seen, if you look at the actual construction of houses, is that the time to completion has been going up. That's partly regulatory and partly industry practices. If we can get the time to completion to go down, shorten the time between a permit and a start, and then shorten the time to completion, we can get more houses through the pipeline.
I'm going to leave it to experts on housing policy to figure out what is the most effective way to do that.