Thank you. That's an excellent question.
What I would add is that Canada is a member of the Financial Action Task Force, which is an international money laundering standard-setter and the body that undertakes peer reviews of all countries around the world on how they're meeting their money laundering and terrorist financing standards.
Those reviews show that Canada has a strong money laundering framework, but our operational effectiveness is lower and could be improved. In comparison to other countries, Canada is among the lower of our peers in the G7, for example, in how effective our regime is in combatting money laundering and terrorist financing.
There's one area where Canada's regime is a bit different from those of some of the countries that have high effectiveness in their enforcement: Those countries often have a dedicated police force focused on combatting financial crimes in this space.