On the use of cryptocurrency, again, there are benefits and disadvantages to the technologies that underlie these innovations. I think one of the drawbacks from the AML and ATF perspective is that the use of cryptocurrency often masks, from a privacy perspective, who the users are. That represents a challenge. The ability for us to track the money is complicated as well. As I mentioned, we have invested important amounts with FINTRAC and with regime partners to increase their ability to identify those crimes. We've also added cryptocurrencies and the users and distributors of cryptocurrencies as reporting entities under the regime.
We are looking at trying to cast a broader net to catch these technologies, but as we said, these things evolve quickly. We would appreciate the committee's views and recommendations on how we remain at the forefront of those innovations.