Once again, thank you for providing such a comprehensive response.
The committee will continue to monitor the situation.
It's obviously very worrying to see holders of variable-rate mortgages in such a situation.
My next question is still for FCAC and concerns the report on financial well-being that you published last June.
Do you expect to see an increase in defaults and late payments over the next six months as a result of the financial difficulties faced by mortgage holders?