Okay. That's something we'll be asking the companies as well.
There's another thing that I want to just narrow in on. There was some talk before about the ways that instalment loans are marketed to Canadians, and of course, there are industries where we have regulations around what companies can and can't do in terms of advertising. I take the point on the need to lower the criminal rate of interest. It's something that New Democrats have been advocating for a long time.
I wonder if either of you—or either of your organizations—have done some thinking around the ways that instalment loans are marketed to Canadians and have any suggestions on whether that's a space where you think there should be some intervention to ensure that, when Canadians are receiving messages about the credit options available to them, they're made fully aware of what the consequences are and that misleading advertisement about what may be available to them isn't something they have to contend with.