They showed me the agreement, and I asked the questions. I thought I was asking the proper questions. I thought I knew how interest was calculated. They said it was like a credit card. I asked them all these questions, and then she said, “Oh, yes, yes.” She showed me the statement. I asked her about the different fees, and she said, “Oh, no, that's only if you don't pay it off. You pay this many payments for this many months, and it's paid off.” However, it just wasn't. It was just never paid off.
On February 27th, 2024. See this statement in context.