I think Canadians have been progressively growing more indebted. More households are struggling with unmanageable debt and debt that is exorbitantly priced with no regard, actually, for people's creditworthiness. It's not a good financial product that builds financial well-being for anybody.
There is probably a small number of people who can effectively use it on a very short-term basis to tide them over in a pinch, but we don't have good data in Canada.