That's perfect.
I have one quick, final question.
Ms. Borden, maybe you could speak to this as well, but I'll start with Ms. Jhamb.
Existing government programs, certainly through the CRA, are used in communities to allow people to understand the importance of being part of the CRA and to be able to maximize the benefits they receive from government and also the existing supports that the government provides to people to help with affordability issues.
How is this impacting the vulnerable sector that you're seeing through ACORN, and how is it that we can expand the supports or the availability of supports to help people with financial needs?