Mr. Chair, we apply the stress test uniformly across institutions, and that would lead to a uniform application across Canadians in all regions.
With respect to debt service ratios by region or province—and I'm making the assumption that's what they are asking for—I will look into that. I don't have that off the top of my head.
You may assume that in high-price cities, debt service ratios tend to be higher than in low-price cities.