I think this recession has been a bit different in that the people who have experienced unemployment have not been in predominantly the lower quintiles of our income distribution. We've seen the impact that the pandemic has had on people who work in the services sector or other jobs, where there may be more renters versus homeowners, so that is probably one factor.
In addition to that, there was extraordinary income support provided to Canadians during the pandemic, and that may have helped some families provide support for their mortgage payments.