Thank you very much, Mr. Schaan.
I'm going to run out of time here. Just to save some folks getting up and around, I'm going to request that we be able to submit questions in writing, as we have done before. I think that's fairly reasonable because I don't think it's fair to ask the Treasury Board Secretariat individuals, Ms. MacLean and Ms. Labrie. I think it's out of their scope, but I think it's in their department.
We often get large pieces legislation sent here without parliamentarians being told how many people are required to implement the new programs. I ask it every single time I come to committee. It's great to have a large group here, but it's all siloed off, and it's unclear to me who is actually looking at the people plan in the Government of Canada.
That's a request that we're going to make in writing.
Mr. Marion, with regard to the payments, I am wondering if there is a briefing note that you could share with the committee or some analysis on transaction costs, particularly for e-transfers. My understanding is that it costs pennies to actually do the e-transfer but that banks charge three dollars. I don't care how much fraud is in the system; that's a pretty good profit margin. You don't need to answer. I would just love you to share any analysis you have on that.
I believe my colleague has a question about the Canada water agency and will follow up about the water agency in Winnipeg.
Thank you very much.