Sure. FINTRAC does have the ability to speak to police and to prosecutors, but they do not, for whatever reason, speak directly to civil forfeiture authorities. What happens is that if a case comes into civil forfeiture, they may have a police brief that may include a FINTRAC disclosure, but it will be dated. There's no real-time sharing of information, which in this world is critically important.
The other thing that happens in the same space is that if financial institutions identify a money launderer and kick them out of the bank, they can't tell other banks. All they can do is tell FINTRAC, unless there's fraud. They can literally watch the money launderer just walk across the street from the Bank of Montreal to the Royal Bank and start all over again. They don't have any legal ability to warn the chief anti-money laundering officer at the Royal Bank that there's a problem.
There's another issue in the same space, which is private-to-private information.