Thank you for that question.
Number one, yes, I would be very interested in getting any information on the Henson trust issue. My understanding is there was some draft legislation, but it didn't go further than that. I would be very happy to be corrected on that.
With respect to the difficulty of opening the plans, yes, it is very difficult.
To your question on whether it would be helpful to have the child tax benefit paid directly into those plans, I'll be honest and say I haven't considered that particular mechanism. Would it be helpful to you if I thought it through a little more and got back to you, so I that I could think about the implications? I think it would depend on the case, though I could see any option to be able to do that—as long as it's optional—being tremendously beneficial in streamlining that process.