Thank you very much.
This was a great panel. We've had a bunch of great panels, Mr. Chair, but this may be the best of them so far.
I'll start with Mayor Cleveland from the great town of Cobourg.
Of course, we've heard testimony over the last year and a half or two years in this finance committee about the challenges of housing, opioid abuse and food bank usage being at over two million Canadians. I've seen it myself when out in the community. Folks who would ordinarily describe themselves as middle class are using food banks. You've already talked a little bit about that in your opening, and I was wondering if you might be willing to expand a bit more on that.